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Loan Rates

Effective 4/26/2011
Rates and terms are subject to change without notice


Unsecured Personal Loans – Max amt $15,000

Payment Schedule      Annual Percentage Rate (from)    Annual Percentage Rate (to)
   up to 60 mos                   7.95%                                         13.95%

New Vehicle Loans – Max amt $45,000

Payment Schedule      Annual Percentage Rate (from)    Annual Percentage Rate (to)
    up to 84 mos                       3.75%                                                  8.25%
 

Used Vehicle Loans – Max amt $45,000

Payment Schedule     Annual Percentage Rate (from)    Annual Percentage Rate (to)
    up to 60 mos                       4.50%                                                  9.00%


Overdraft Line of Credit – Max amt $5,000

Payment Schedule      Annual Percentage Rate 
   60 mos                      14.90%


Revolving Line of Credit – Max amt $15,000

Payment Schedule      Annual Percentage Rate
   60 mos                      14.90%

Share/Certificate Secured Loan – No Max amt

Payment Schedule      Annual Percentage Rate 
   60 mos                      Current Interest rate plus 4.00%

E-Z Loan – Max amt $500

Payment Schedule      Annual Percentage Rate 
   6 mos                      18.00%

VISA Platinum Credit Card – Max amt $15,000

Annual Percentage Rate - 9.90% fixed
 
VISA Classic Credit Card – Max amt $15,000

 Annual Percentage Rate -14.90% fixed

 
**Unsecured loan limit (includes Visa, Lines of Credit, and Personal loans) is aggregated total of all limits with terms of up to 60 mos.


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